This card is uses the center of the Spellbinders fleur de lis pendant and the Victorian embossing folder from Cuttlebug. Emboss, round corners, stamp sentiment and punch, die cut red metallic and cream cardstock, assemble... and done!
This answers several challenges:
Meljen Designs: silver and gold
Just Us Girls: dry embossing
Cute Card Thursday: no designer paper
Stampin for the Weekend: make someone smile
Crafty Creations: black, white and red